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With 24 FEMA disasters and 54.0 inches of annual rainfall, Pulaski County faces elevated water damage risk.
Federal water-related disaster declarations for Pulaski County — above the national average
Sustained moisture drives year-round mold risk and complicates drying efforts
Major water damage averages 19.7% of home value — a serious financial hit
Multiple hazard types combine to create persistent water damage exposure
North Little Rock’s history with water-related disasters is more than just a statistic; it’s a clear sign that water damage is a real and recurring challenge for residents here. With 24 federally declared water disasters recorded in Pulaski County, the community has faced serious water events repeatedly, underscoring that these emergencies are not isolated incidents but part of a persistent pattern. The most recent event in 2025 serves as a fresh reminder that these risks remain active, pressing homeowners to remain vigilant and prepared.
Situated within the southeast humid climate zone, North Little Rock experiences abundant moisture year-round, receiving approximately 54 inches of rainfall annually—far exceeding the typical U.S. average, which hovers around 30 to 40 inches. This heavy rainfall, combined with frequent summer storms and the occasional hurricane threat, creates ideal conditions for water intrusion. Whether it’s a sudden deluge flooding low-lying neighborhoods or the slow seepage of moisture into crawl spaces, the impact of this climate is felt across many homes. Flood zones here are classified as very high risk, meaning that many properties are vulnerable not just to surface flooding but to groundwater infiltration, especially during prolonged heavy rains.
The humid environment brings its own challenges as well. Even without direct flooding, persistent humidity drives chronic moisture issues that can compromise wooden structures and promote mold growth in attics, basements, and behind walls. Appliance mishaps like a malfunctioning washing machine or a leaking water heater can escalate quickly under these conditions, turning a minor leak into a costly problem if not addressed promptly. In North Little Rock, understanding how this unique combination of climate and geography shapes water damage risk is essential for every homeowner aiming to protect their property and family from ongoing threats.
North Little Rock has a 0.7× cost index — below national averages for restoration labor and materials.
| Damage Level | Cost Range | Timeline | Typical Cause |
|---|---|---|---|
| Minor | $800 – $3,500 | 1–2 days | Small leak, appliance overflow |
| Moderate | $3,500 – $10,500 | 3–5 days | Burst pipe, storm intrusion |
| Major | $10,500 – $35,100 | 1–3 weeks | Flooding, sewage, structural |
Water damage repair expenses in North Little Rock span a broad spectrum, reflecting the varying severity of incidents that homeowners face. Minor damage repairs, often involving localized issues like a leaking dishwasher hose or a small crawl space moisture problem, typically start around $800 and can reach up to $3,500. These are frequent, manageable repairs that many families can handle without overwhelming financial strain. Moderate damage, which may involve water spreading through multiple rooms due to a failed sump pump or a compromised window seal during a summer storm, tends to begin at $3,500 and can climb to about $10,500. Major damage cases—such as widespread flooding from severe thunderstorms or a ruptured water heater flooding an entire floor—start at $10,500 and may escalate to $35,100.
It’s important to contextualize these figures within the local economy. The median household income in North Little Rock is $52,707, and the typical home value is about $178,302. A significant repair bill of $35,100 equates to nearly eight months of income for the average family and represents roughly 20% of a home's value. This proportion of cost relative to home equity shows how devastating water damage can be if not addressed early. Fortunately, local labor and material costs run approximately 30% below the national average, which slightly eases the financial load compared to other regions.
Consider a common scenario in North Little Rock: a roof leak after a heavy summer storm leads to moisture penetrating walls and ceilings. If caught quickly, patching the roof and drying the affected areas might stay within the minor damage range. However, delays can result in damaged drywall, electrical hazards, and mold growth, boosting costs into the moderate to major categories. Taking swift action not only limits damage but also keeps repair expenses more manageable. While the numbers may feel daunting, options exist to navigate these challenges without shouldering the full burden alone.
Water damage spreading? A free assessment can save thousands.
Call (844) 668-2858With 24 FEMA water disaster declarations, Pulaski County has a significant history of federally-declared water emergencies.
Renters have specific rights and responsibilities during water damage events. Here's what you need to know.
Property owners are responsible for structural repairs and maintaining habitable conditions, including fixing water damage causes.
Your landlord's policy doesn't cover your belongings. Renter's insurance ($15-30/month) covers personal property damage from water events.
Report water damage to your landlord immediately in writing. Document everything with photos — this protects your security deposit and establishes a timeline.
Review your lease for water damage, maintenance, and mold clauses. Arkansas law may provide additional protections beyond what's in your lease.
Water damage spreading? A free assessment can save thousands.
Call (844) 668-2858Risk shifts throughout the year. Understanding seasonal patterns helps you prepare and respond effectively.
Humidity is the hidden accelerator in water damage. In North Little Rock, ambient moisture levels make professional drying equipment essential.
North Little Rock’s environment creates a perfect storm for mold growth following water damage. The area’s 54 inches of annual precipitation and consistent southeast humid climate contribute to lingering moisture that complicates drying efforts. With 24 federally declared water disasters recorded locally, mold is not just a hypothetical risk; it’s a persistent consequence of repeated and often extensive water exposure. The most recent disaster in 2025 highlights that moisture-related issues remain a pressing concern for homeowners.
Mold spores can begin colonizing damp surfaces surprisingly fast—sometimes within 24 to 48 hours after water intrusion—especially when combined with the city’s high humidity levels. This ambient moisture slows down natural evaporation, meaning that even after visible water is removed, hidden pockets of dampness in walls, crawl spaces, or insulation can harbor mold growth. The challenge of drying in this climate often extends rental periods for dehumidifiers and air movers, increasing both time and costs for restoration.
Health implications are significant, particularly for residents with asthma, allergies, or weakened immune systems. Mold exposure can exacerbate respiratory symptoms and cause allergic reactions, making prevention and early intervention critical. Practical steps to reduce mold risk include improving ventilation, especially in basements and attics, employing dehumidifiers during humid months, and commissioning expert moisture assessments to detect hidden dampness before it fosters mold colonies. Understanding these local conditions helps homeowners take targeted action to protect their families and property from this insidious threat.
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